Insurance & Benefits

Dependent Eligibility - Child Coverage Age Limitations

  • Health

    • Health Care Reform - up to age 26 with no eligibility criteria (i.e. married, living with you, in school, financial dependence, etc.)

    • Florida Law - up to age 30 if:

      • Unmarried with no dependents of their own

      • AND

      • Resident of FL OR full or part-time student

      • AND

      • Is not covered under any other health insurance policy including Medicare or Medicaid

    • Special rules for adding a grandchild:

      • Has to be within the first 30 days of birth - born to covered child dependent - coverage for 18 months from birth

  • Dental/Vision

    • Up to age 19

    • Or up to age 25 if full or part-time student who has same permanent residence as you

  • Life

    • Unmarried child at least 14 days old, up to age 19

    • Unmarried child less than 25 years old, if attending accredited educational

      institution full-time

    • Unmarried child totally and permanently disabled (became disabled prior to

      turning 19)